Many people have a difficult time keeping track of their bank accounts and credit cards. This makes it easier for hackers and identity thieves to steal your information.
There are many ways that you can protect yourself from becoming a victim of cybercrime. Read on for some tips on how to keep your money safe when using your phone as a bank account.
1. Keep a Close Eye on Your Bills
Make sure you are only spending what you have earned and not what someone else is giving you.
A lot of people spend their paycheck on things they don’t need or need immediately. For example, if you receive a $10,000 tax return, don’t use that to pay off your credit card bills.
2. Don’t Use Public Wi-Fi Networks
Public Wi-Fi networks are everywhere. If you can’t pay your bill online, use your phone to pay it. You can also use an app like Zelle to send money to your friends.
3. Protect Your Privacy
When you use an app, make sure to use the settings to turn on the option to prevent apps from sharing your information with third parties.
4. Watch Out for Phishing Emails
Don’t open any suspicious emails that you receive from someone you don’t know. They may try to get you to enter your password into a website that looks like the one you normally use.
5. Don’t Use Public Computers
You should never use public computers to access your bank accounts.
6. Be Careful With Your Credit Card
Many people think that if they don’t use their credit cards, they won’t be charged for things they buy online. But you do need to be careful about your credit cards.
7. Be Careful When Using Apps
A lot of apps are now free to download. Make sure that you only download apps from trusted websites. Hackers can take advantage of apps to get your personal information.
8. Avoid Unsafe Internet Browsers
Internet browsers are always changing. Some people don’t update their software as often as they should. Hackers can take advantage of this. Hackers can look at the information that is stored on your computer.
9. Keep Your Social Media Accounts Secure
Your personal information is out there for everyone to see. Hackers can take advantage of your information by creating social media accounts that you’ve used.
10. Look Out for Scams
There are many scams on the internet. Hackers can use these scams to steal your personal information.